St. Joseph County Property Tax Bills by Tax District
Pay 2005
Assessment and Deductions
Median Home Value, 2000 Census	76,900
Assessment-Sales Ratio	0.987
Gross Assessed Value	75,900
Homestead Deduction	35,000
Mortgage Deduction	3,000
Net Assessed Value	37,900
Tax Rate, Credits and Tax Bill
Tax District	Tax Rate	Gross Tax	PTRC Rate	PTRC	Gross Tax - PTRC	State/Local Homestead Credit Rate	Home- stead Credit	Net Tax	Rank Among All 1,960 Districts	Net Tax, Half the Median Home Value	Net Tax, Twice the Median Home Value
001 - CENTRE TWP	2.7135	1,028	23.3660	240	788	16.6234	131	657	1,135	277	1,973
002 - SOUTH BEND-CENTRE	4.8695	1,846	21.6532	400	1,446	24.4250	353	1,093	309	461	3,281
003 - CLAY TWP	2.7879	1,057	23.0698	244	813	16.7109	136	677	1,040	285	2,033
004 - SOUTH BEND-CLAY	4.8829	1,851	21.6296	400	1,450	24.4143	354	1,096	304	462	3,292
005 - MISHAWAKA-CLAY	4.0927	1,551	21.9578	341	1,211	22.4305	272	939	481	396	2,820
006 - INDIAN VILLAGE (CLAY)	2.7794	1,053	23.2801	245	808	17.0669	138	670	1,080	283	2,012
007 - ROSELAND (CLAY)	3.4080	1,292	22.1322	286	1,006	19.3430	195	811	689	342	2,436
008 - GERMAN TWP	2.7112	1,028	23.4572	241	787	16.7873	132	654	1,152	276	1,965
009 - SOUTH BEND-GERMAN	4.8740	1,847	21.6527	400	1,447	24.4368	354	1,094	306	461	3,284
010 - GREENE TWP	2.6429	1,002	23.7821	238	763	16.7797	128	635	1,221	268	1,908
011 - HARRIS TWP	2.6880	1,019	22.0295	224	794	14.9166	118	676	1,045	285	2,029
014 - LINCOLN TWP	2.6542	1,006	21.6889	218	788	14.5170	114	673	1,064	284	2,022
015 - WALKERTON (LINCOLN)	3.3110	1,255	21.7598	273	982	19.4409	191	791	743	333	2,375
016 - MADISON TWP	2.5442	964	22.7053	219	745	14.8703	111	634	1,224	267	1,905
017 - OLIVE TWP	2.7054	1,025	22.6042	232	794	15.3507	122	672	1,072	283	2,017
018 - NEW CARLISLE (OLIVE)	3.6511	1,384	20.8791	289	1,095	18.4048	202	893	553	377	2,682
022 - MISHAWAKA(PENN)-PHM SCHOOL	4.0901	1,550	21.0670	327	1,224	21.3761	262	962	444	405	2,889
023 - MISHAWAKA-PENN	4.0044	1,518	19.3505	294	1,224	19.7298	241	983	410	414	2,950
025 - PORTAGE TWP	2.8205	1,069	23.0284	246	823	16.9172	139	684	1,016	288	2,053
026 - SOUTH BEND (PORTAGE)	4.8906	1,854	21.6113	401	1,453	24.3982	354	1,098	302	463	3,298
027 - UNION TWP	2.3182	879	28.0759	247	632	22.4776	142	490	1,693	206	1,471
028 - LAKEVILLE (UNION)	3.0397	1,152	26.1769	302	850	25.7018	219	632	1,227	266	1,897
029 - WARREN TWP	2.7027	1,024	23.4405	240	784	16.6718	131	653	1,156	275	1,962
030 - OSCEOLA (PENN)	2.9842	1,131	21.8673	247	884	17.0215	150	733	881	309	2,202
031 - PENN TWP-PHM SCHOOL	2.7152	1,029	21.8803	225	804	14.8666	120	684	1,010	288	2,055
032 - PENN-MISHAWAKA SCHOOL	2.6295	997	19.2846	192	804	12.3564	99	705	955	297	2,117
033 - SOUTH BEND-PENN	4.8803	1,850	20.8804	386	1,463	23.5118	344	1,119	285	472	3,361
034 - LIBERTY TWP	2.5679	973	23.1062	225	748	16.5292	124	625	1,253	263	1,876
035 - NORTH LIBERTY (LIBERTY)	3.4031	1,290	22.2939	288	1,002	21.0603	211	791	742	333	2,376
036 - MISHAWAKA-HARRIS	4.0536	1,536	21.2039	326	1,211	21.5131	260	950	457	400	2,853
037 - SOUTH BEND (WARREN)	4.8874	1,852	21.5536	399	1,453	24.4789	356	1,097	303	463	3,295
040 - S. BEND CENTRE ANNEX #2	4.8695	1,846	21.6540	400	1,446	24.4271	353	1,093	310	461	3,281
041 - S. BEND CENTRE ANNEX #3	4.8695	1,846	21.6533	400	1,446	24.4243	353	1,093	308	461	3,281
Note:  Median Home Value for this county is from the 2000 U.S. Census.
Assessment-Sales Ratio is the median assessment to sales price ratio, from the State Equalization Study.
Counties with Assessment-Sales Ratios listed as "0" have studies that are incomplete.  Gross assessed values are assumed equal to home values.
Gross Assessed Value is the product of the Median Home Value and the Assessment Ratio.
Net Assessed Value is Gross Assessed Value less Deductions/Exemptions. Homestead deduction cannot exceed 50% of gross assessed value.
Tax Districts are areas within a county with particular combinations of government units.  The district Tax Rate is the sum of the tax rates of these units.
Gross Tax is the District Tax Rate times Net Assessed Value.
Property Tax Replacement Credit Dollars are the PTRC Rate times the Gross Tax; they are subtracted from the Gross Tax.
The Homestead Credit Rate is multiplied by the Tax After PTRC.  Homestead Credit dollars are subtracted from Tax After PTRC to get the Tax Bill.
Rank, All Districts is the rank, from highest to lowest net tax, among all of Indiana's 1,960 tax districts.
Net Tax, Half the Median Value is the tax bill calculation starting with a home value equal to half the county's median.
Net Tax, Twice the Median Value is the tax bill calculation starting with a home value equal to twice the county's median.
Prepared by Larry DeBoer, Agricultural Economics, Purdue University, using Indiana Department of Local
Government Finance rate information, available on the DLGF website, at www.in.gov/dlgf.